    :root {
      --navy: #000080;
      --navy-dark: #00005a;
      --navy-light: #0000b3;
      --yellow: #ffd700;
      --yellow-dark: #e6c200;
      --white: #ffffff;
      --gray-light: #f7f8fc;
      --gray-mid: #e8eaf0;
      --gray-text: #2d2d3a;
      --gray-sub: #5a5a72;
      --success: #1a8c4e;
      --light-blue: #f7f8fc;
    }

    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      font-family: "Open Sans", sans-serif;
      color: var(--gray-text);
      background: var(--white);
      overflow-x: hidden;
    }

    h1,
    h2,
    h3,
    h4 {
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
    }

    /* ========== NAV ========== */
    nav {
      position: fixed;
      top: 0;
      left: 0;
      right: 0;
      z-index: 1000;
      background: var(--navy);
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 0 5%;
      height: 68px;
      box-shadow: 0 2px 20px rgba(0, 0, 128, 0.3);
    }

    .nav-logo {
      display: flex;
      align-items: center;
      gap: 10px;
      font-family: "Montserrat", sans-serif;
      font-weight: 900;
      font-size: 1.35rem;
      color: var(--white);
      text-decoration: none;
    }

    .nav-logo img {
      height: 52px;
      width: auto;
      object-fit: contain;
      display: block;
      /* filter: invert(1); */
    }

    .nav-logo span {
      color: var(--yellow);
    }

    .nav-logo-badge {
      background: var(--yellow);
      color: var(--navy);
      font-size: 0.55rem;
      font-weight: 900;
      letter-spacing: 0.05em;
      padding: 2px 6px;
      border-radius: 3px;
      text-transform: uppercase;
    }

    .nav-links {
      display: flex;
      align-items: center;
      gap: 28px;
      list-style: none;
    }

    .nav-links a {
      color: rgba(255, 255, 255, 0.88);
      text-decoration: none;
      font-size: 0.85rem;
      font-weight: 600;
      letter-spacing: 0.02em;
      transition: color 0.2s;
    }

    .nav-links a:hover {
      color: var(--yellow);
    }

    .nav-cta {
      background: var(--yellow);
      color: var(--navy) !important;
      padding: 8px 20px;
      border-radius: 5px;
      font-weight: 700 !important;
      font-size: 0.85rem !important;
    }

    .nav-cta:hover {
      background: var(--yellow-dark) !important;
      color: var(--navy) !important;
    }

    .nav-btn-outline {
      background: transparent;
      color: var(--white) !important;
      border: 1.5px solid rgba(255, 255, 255, 0.6);
      padding: 8px 20px;
      border-radius: 5px;
      font-weight: 700 !important;
      font-size: 0.85rem !important;
      text-decoration: none;
      transition: all 0.2s;
    }

    .nav-btn-outline:hover {
      border-color: var(--yellow);
      color: var(--yellow) !important;
      background: rgba(255, 255, 255, 0.05);
    }

    .nav-toggle {
      display: none;
      flex-direction: column;
      gap: 5px;
      background: none;
      border: none;
      cursor: pointer;
      padding: 4px;
    }

    .nav-toggle span {
      display: block;
      width: 26px;
      height: 3px;
      background: var(--white);
      border-radius: 2px;
      transition: all 0.3s;
    }

    .nav-toggle.open span:nth-child(1) {
      transform: translateY(8px) rotate(45deg);
    }

    .nav-toggle.open span:nth-child(2) {
      opacity: 0;
      transform: scale(0);
    }

    .nav-toggle.open span:nth-child(3) {
      transform: translateY(-8px) rotate(-45deg);
    }

    /* ========== HERO ========== */
    #home {
      min-height: 100vh;
      background: linear-gradient(135deg,
          var(--navy-dark) 0%,
          var(--navy) 50%,
          var(--navy-light) 100%);
      display: flex;
      align-items: center;
      padding: 100px 5% 60px;
      position: relative;
      overflow: hidden;
    }

    .hero-bg-pattern {
      position: absolute;
      inset: 0;
      pointer-events: none;
    }

    .hero-bg-pattern img {
      width: 100%;
      height: 100%;
      object-fit: cover;
    }

    .hero-content {
      max-width: 700px;
      position: relative;
      z-index: 2;
      animation: heroFadeIn 0.9s ease both;
    }
    
    .banner_ul{
        list-style: none;
        margin-bottom: 30px;
    }
    
    .banner_ul li{
        margin-bottom: 10px;
        color: #fff;
        font-size: 18px;
    }
    
    .banner_ul li em{
        font-size: 14px;
    }

    @keyframes heroFadeIn {
      from {
        opacity: 0;
        transform: translateY(30px);
      }

      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(255, 215, 0, 0.15);
      border: 1px solid rgba(255, 215, 0, 0.3);
      color: var(--yellow);
      border-radius: 30px;
      padding: 6px 16px;
      font-size: 0.78rem;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      margin-bottom: 24px;
    }

    .hero-badge::before {
      content: "";
      display: inline-block;
      width: 7px;
      height: 7px;
      border-radius: 50%;
      background: var(--yellow);
      animation: pulse 1.8s infinite;
    }

    @keyframes pulse {

      0%,
      100% {
        opacity: 1;
        transform: scale(1);
      }

      50% {
        opacity: 0.4;
        transform: scale(1.4);
      }
    }

    .hero-content h1 {
      font-size: clamp(2.4rem, 5.5vw, 4rem);
      font-weight: 900;
      color: var(--white);
      line-height: 1.08;
      margin-bottom: 20px;
      letter-spacing: -0.02em;
    }

    .hero-content h1 em {
      color: var(--yellow);
      font-style: normal;
      position: relative;
    }

    .hero-sub {
      font-size: clamp(1rem, 2vw, 1.18rem);
      color: rgba(255, 255, 255, 0.82);
      line-height: 1.65;
      max-width: 560px;
      margin-bottom: 36px;
    }

    .hero-buttons {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
      margin-bottom: 40px;
    }

    .btn-primary {
      background: var(--yellow);
      color: var(--navy);
      padding: 15px 32px;
      border-radius: 6px;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 1rem;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      gap: 8px;
      transition: all 0.25s;
      cursor: pointer;
      border: none;
      box-shadow: 0 4px 20px rgba(255, 215, 0, 0.3);
    }

    .btn-primary:hover {
      background: var(--yellow-dark);
      transform: translateY(-2px);
      box-shadow: 0 8px 28px rgba(255, 215, 0, 0.4);
    }

    .btn-outline {
      background: transparent;
      color: var(--white);
      border: 2px solid rgba(255, 255, 255, 0.5);
      padding: 14px 30px;
      border-radius: 6px;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 1rem;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      gap: 8px;
      transition: all 0.25s;
      cursor: pointer;
    }

    .btn-outline:hover {
      border-color: var(--white);
      background: rgba(255, 255, 255, 0.1);
      transform: translateY(-2px);
    }

    .hero-trust {
      display: flex;
      align-items: center;
      gap: 20px;
      flex-wrap: wrap;
    }

    .hero-trust-item {
      display: flex;
      align-items: center;
      gap: 8px;
      color: rgba(255, 255, 255, 0.7);
      font-size: 0.82rem;
    }

    .hero-trust-item svg {
      width: 16px;
      height: 16px;
      color: var(--yellow);
    }

    /* ========== STATS BAR ========== */
    .stats-bar {
      background: var(--yellow);
      padding: 20px 5%;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 0;
      text-align: center;
    }

    .stat-item {
      padding: 16px 10px;
      border-right: 1px solid rgba(0, 0, 128, 0.15);
      position: relative;
    }

    .stat-item:last-child {
      border-right: none;
    }

    .stat-num {
      font-family: "Montserrat", sans-serif;
      font-weight: 900;
      font-size: clamp(1.6rem, 3vw, 2.4rem);
      color: var(--navy);
      line-height: 1;
    }

    .stat-label {
      font-size: 0.78rem;
      font-weight: 700;
      color: var(--navy);
      text-transform: uppercase;
      letter-spacing: 0.06em;
      margin-top: 4px;
      opacity: 0.8;
    }

    /* ========== SECTION GENERIC ========== */
    section {
      padding: 80px 5%;
    }

    .section-label {
      font-size: 0.75rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--navy);
      display: inline-block;
      margin-bottom: 12px;
      position: relative;
      padding-left: 18px;
    }

    .section-label::before {
      content: "";
      position: absolute;
      left: 0;
      top: 50%;
      transform: translateY(-50%);
      width: 10px;
      height: 3px;
      background: var(--yellow);
      border-radius: 2px;
    }

    .section-title {
      font-size: clamp(1.8rem, 3.5vw, 2.8rem);
      font-weight: 900;
      color: var(--navy);
      line-height: 1.15;
      letter-spacing: -0.02em;
      max-width: 600px;
      margin-bottom: 16px;
    }

    .section-sub {
      font-size: 1.05rem;
      color: var(--gray-sub);
      line-height: 1.7;
      max-width: 580px;
      margin-bottom: 52px;
    }

    /* ========== WHY CHOOSE US ========== */
    #why {
      background: var(--gray-light);
    }

    .why-header {
      text-align: center;
    }

    .why-header .section-title {
      margin: 0 auto 16px;
    }

    .why-header .section-sub {
      margin: 0 auto 52px;
    }

    .why-header .section-label {
      display: block;
      text-align: center;
    }

    .cards-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }

    .card {
      background: var(--white);
      border-radius: 12px;
      padding: 32px 28px;
      border: 1px solid var(--gray-mid);
      transition: all 0.3s;
      position: relative;
      overflow: hidden;
    }

    .card::after {
      content: "";
      position: absolute;
      bottom: 0;
      left: 0;
      right: 0;
      height: 3px;
      background: var(--yellow);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform 0.3s;
    }

    .card:hover {
      transform: translateY(-5px);
      box-shadow: 0 16px 40px rgba(0, 0, 128, 0.1);
    }

    .card:hover::after {
      transform: scaleX(1);
    }

    .card-icon {
      width: 52px;
      height: 52px;
      border-radius: 12px;
      background: linear-gradient(135deg, var(--navy), var(--navy-light));
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 20px;
      font-size: 1.5rem;
    }

    .card h3 {
      font-size: 1.05rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 10px;
    }

    .card p {
      font-size: 0.9rem;
      color: var(--gray-sub);
      line-height: 1.65;
    }

    /* ========== HOW IT WORKS ========== */
    #how {
      background: var(--white);
    }

    .steps-layout {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 64px;
      align-items: center;
    }

    .steps-list {
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    .step {
      display: flex;
      gap: 20px;
      padding: 28px 0;
      border-bottom: 1px solid var(--gray-mid);
      position: relative;
      cursor: default;
      transition: all 0.2s;
    }

    .step:last-child {
      border-bottom: none;
    }

    .step:hover .step-num {
      background: var(--navy);
      color: var(--yellow);
    }

    .step-num {
      width: 44px;
      height: 44px;
      flex-shrink: 0;
      border-radius: 50%;
      background: var(--yellow);
      color: var(--navy);
      font-family: "Montserrat", sans-serif;
      font-weight: 900;
      font-size: 1.1rem;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: all 0.3s;
    }

    .step-content h3 {
      font-size: 1.05rem;
      color: var(--navy);
      margin-bottom: 6px;
    }

    .step-content p {
      font-size: 0.88rem;
      color: var(--gray-sub);
      line-height: 1.6;
    }

    .steps-visual {
      background: linear-gradient(145deg, var(--navy), var(--navy-light));
      border-radius: 20px;
      padding: 40px 36px;
      color: var(--white);
      position: relative;
      overflow: hidden;
    }

    .steps-visual::before {
      content: "";
      position: absolute;
      top: -40px;
      right: -40px;
      width: 200px;
      height: 200px;
      background: rgba(255, 215, 0, 0.07);
      border-radius: 50%;
    }

    .steps-visual h3 {
      font-size: 1.3rem;
      margin-bottom: 8px;
      color: var(--yellow);
    }

    .steps-visual p {
      font-size: 0.9rem;
      color: rgba(255, 255, 255, 0.75);
      line-height: 1.6;
      margin-bottom: 24px;
    }

    .visual-feature {
      display: flex;
      align-items: center;
      gap: 12px;
      padding: 14px 0;
      border-bottom: 1px solid rgba(255, 255, 255, 0.1);
      font-size: 0.9rem;
      color: rgba(255, 255, 255, 0.88);
    }

    .visual-feature:last-child {
      border-bottom: none;
    }

    .visual-feature-dot {
      width: 8px;
      height: 8px;
      border-radius: 50%;
      background: var(--yellow);
      flex-shrink: 0;
    }

    /* ========== PROGRAM PAGE ========== */
    #program {
      background: var(--gray-light);
    }

    .program-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 48px;
      align-items: start;
    }

    .program-features {
      display: flex;
      flex-direction: column;
      gap: 16px;
      margin-top: 32px;
    }

    .pf-item {
      display: flex;
      gap: 14px;
      align-items: flex-start;
      background: var(--white);
      border-radius: 10px;
      padding: 18px 20px;
      border: 1px solid var(--gray-mid);
      transition: border-color 0.2s;
    }

    .pf-item:hover {
      border-color: var(--navy);
    }

    .pf-icon {
      width: 36px;
      height: 36px;
      flex-shrink: 0;
      background: var(--yellow);
      border-radius: 8px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1rem;
    }

    .pf-item h4 {
      font-size: 0.95rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 4px;
    }

    .pf-item p {
      font-size: 0.83rem;
      color: var(--gray-sub);
      line-height: 1.5;
    }

    .program-highlight {
      background: var(--navy);
      border-radius: 16px;
      padding: 40px 36px;
      color: var(--white);
      position: sticky;
      top: 90px;
    }

    .program-highlight h3 {
      font-size: 1.5rem;
      color: var(--yellow);
      margin-bottom: 6px;
    }

    .program-highlight .sub {
      font-size: 0.9rem;
      color: rgba(255, 255, 255, 0.65);
      margin-bottom: 28px;
    }

    .highlight-stat {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 16px 0;
      border-bottom: 1px solid rgba(255, 255, 255, 0.1);
      font-size: 0.9rem;
    }

    .highlight-stat:last-of-type {
      border-bottom: none;
      margin-bottom: 24px;
    }

    .highlight-stat span:first-child {
      color: rgba(255, 255, 255, 0.7);
    }

    .highlight-stat span:last-child {
      font-weight: 700;
      color: var(--yellow);
    }

    /* ========== PERMIT & ENDORSEMENTS ========== */
    #permit {
      background: var(--white);
    }

    .endorsements-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 20px;
      margin-bottom: 48px;
    }

    .endorsement-card {
      border: 2px solid var(--navy);
      border-radius: 12px;
      padding: 24px 20px;
      text-align: center;
      transition: all 0.3s;
    }

    .endorsement-card:hover {
      background: var(--navy);
      color: var(--white);
      transform: translateY(-4px);
    }

    .endorsement-card:hover h3,
    .endorsement-card:hover p {
      color: var(--white);
    }

    .endorsement-icon {
      font-size: 2rem;
      margin-bottom: 12px;
    }

    .endorsement-card h3 {
      font-size: 0.95rem;
      color: var(--navy);
      margin-bottom: 6px;
    }

    .endorsement-card p {
      font-size: 0.82rem;
      color: var(--gray-sub);
      line-height: 1.5;
    }

    .prep-tools {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 20px;
    }

    .prep-tool {
      background: var(--gray-light);
      border-radius: 10px;
      padding: 22px 20px;
      display: flex;
      gap: 14px;
      align-items: flex-start;
    }

    .prep-tool-icon {
      font-size: 1.5rem;
      flex-shrink: 0;
    }

    .prep-tool h4 {
      font-size: 0.95rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 4px;
    }

    .prep-tool p {
      font-size: 0.83rem;
      color: var(--gray-sub);
      line-height: 1.5;
    }

    /* ========== ABOUT ========== */
    #about {
      background: var(--navy);
      color: var(--white);
    }

    #about .section-label {
      color: var(--yellow);
    }

    #about .section-label::before {
      background: var(--yellow);
    }

    #about .section-title {
      color: var(--white);
    }

    #about .section-sub {
      color: rgba(255, 255, 255, 0.72);
    }

    .about-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 64px;
      align-items: center;
    }

    .about-stats {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px;
      margin-top: 32px;
    }

    .about-stat {
      background: rgba(255, 255, 255, 0.06);
      border-radius: 12px;
      padding: 24px 20px;
      border: 1px solid rgba(255, 255, 255, 0.1);
      text-align: center;
    }

    .about-stat .num {
      font-family: "Montserrat", sans-serif;
      font-weight: 900;
      font-size: 2rem;
      color: var(--yellow);
    }

    .about-stat .lbl {
      font-size: 0.8rem;
      color: rgba(255, 255, 255, 0.65);
      margin-top: 4px;
    }

    .about-content-panel {
      display: flex;
      flex-direction: column;
      gap: 20px;
    }

    .about-point {
      display: flex;
      gap: 14px;
      padding: 18px 0;
      border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    }

    .about-point:last-child {
      border-bottom: none;
    }

    .about-check {
      color: var(--yellow);
      font-size: 1.1rem;
      flex-shrink: 0;
      margin-top: 1px;
    }

    .about-point h4 {
      font-size: 0.95rem;
      font-weight: 700;
      color: var(--white);
      margin-bottom: 4px;
    }

    .about-point p {
      font-size: 0.85rem;
      color: rgba(255, 255, 255, 0.65);
      line-height: 1.55;
    }

    /* ========== LOCATIONS ========== */
    #locations {
      background: var(--gray-light);
    }

    .locations-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 32px;
    }

    .location-card {
      background: var(--white);
      border-radius: 16px;
      overflow: hidden;
      border: 1px solid var(--gray-mid);
      box-shadow: 0 4px 20px rgba(0, 0, 128, 0.06);
    }

    .location-header {
      background: var(--navy);
      padding: 24px 28px;
      display: flex;
      align-items: center;
      gap: 14px;
    }

    .location-icon {
      width: 44px;
      height: 44px;
      background: var(--yellow);
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.3rem;
      flex-shrink: 0;
    }

    .location-header h3 {
      font-size: 1.1rem;
      color: var(--white);
    }

    .location-header p {
      font-size: 0.82rem;
      color: rgba(255, 255, 255, 0.65);
      margin-top: 2px;
    }

    .location-map {
      width: 100%;
      height: 220px;
      background: var(--gray-mid);
      border: none;
      display: block;
    }

    .location-body {
      padding: 24px 28px;
    }

    .location-detail {
      display: flex;
      gap: 10px;
      align-items: flex-start;
      padding: 10px 0;
      border-bottom: 1px solid var(--gray-mid);
      font-size: 0.87rem;
      color: var(--gray-sub);
    }

    .location-detail:last-child {
      border-bottom: none;
    }

    .location-detail-icon {
      font-size: 1rem;
      flex-shrink: 0;
      color: var(--navy);
    }

    .btn-call {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      background: var(--yellow);
      color: var(--navy);
      padding: 13px 20px;
      border-radius: 6px;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 0.95rem;
      text-decoration: none;
      margin-top: 18px;
      width: 100%;
      transition: all 0.2s;
    }

    .btn-call:hover {
      background: var(--yellow-dark);
      transform: translateY(-1px);
    }

    /* ========== APPLY NOW ========== */
    #apply {
      background: var(--white);
    }

    .apply-layout {
      display: grid;
      grid-template-columns: 1fr 1.2fr;
      gap: 64px;
      align-items: center;
    }

    .apply-info {
      position: sticky;
      top: 90px;
    }

    .eligibility-checks {
      display: flex;
      flex-direction: column;
      gap: 14px;
      margin: 28px 0 36px;
    }

    .eligibility-item {
      display: flex;
      align-items: center;
      gap: 14px;
      background: #f0f9f0;
      border: 1px solid #b8e6c8;
      border-radius: 8px;
      padding: 14px 18px;
      font-size: 0.9rem;
      color: var(--gray-text);
    }

    .eligibility-item .check {
      color: var(--success);
      font-size: 1.1rem;
    }

    .urgency-banner {
      background: #fff8e1;
      border: 1px solid var(--yellow);
      border-left: 4px solid var(--yellow);
      border-radius: 8px;
      padding: 14px 18px;
      font-size: 0.85rem;
      font-weight: 600;
      color: #7a5800;
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .apply-form {
      display: none;
      background: var(--white);
      border-radius: 16px;
      padding: 40px 36px;
      border: 1px solid var(--gray-mid);
      box-shadow: 0 8px 40px rgba(0, 0, 128, 0.08);
    }

    .apply-now-card-wrapper {
      display: flex;
      justify-content: center;
      gap: 24px;
      width: 100%;
    }

    .apply-now-card {
      position: relative;
      display: flex;
      text-align: center;
      flex: 1;
      flex-direction: column;
      align-items: center;
      justify-content: flex-start;
      padding: 56px 36px 64px 36px;
      background: #f8fafc;
      border: 1px solid #e2e8f0;
      border-radius: 24px;
      box-shadow: 0 8px 32px rgba(0, 15, 128, 0.03);
      overflow: hidden;
      transition: transform 0.3s ease, box-shadow 0.3s ease;
      z-index: 1;
    }

    .apply-now-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 16px 40px rgba(0, 15, 128, 0.08);
    }

    .apply-card-icon {
      width: 90px;
      height: 90px;
      background: var(--white);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      box-shadow: 0 4px 16px rgba(0, 15, 128, 0.04);
      margin-bottom: 8px;
    }

    .apply-card-icon img {
      width: 38px;
      height: 38px;
      object-fit: contain;
    }

    .apply-now-title {
      font-family: "Montserrat", sans-serif;
      font-weight: 800;
      font-size: 2.2rem;
      line-height: 1.2;
      color: var(--navy);
      margin-bottom: 0;
      text-align: center;
    }

    .apply-card-divider {
      width: 60%;
      height: 1px;
      background: linear-gradient(90deg, transparent, rgba(0, 15, 128, 0.15) 50%, transparent);
      margin: 16px 0;
    }

    .apply-now-card p {
      font-family: "Open Sans", sans-serif;
      font-size: 1.15rem;
      color: var(--gray-sub);
      line-height: 1.5;
      margin-bottom: 24px;
      font-weight: 500;
    }

    .apply-now-card .btn-primary {
      background: var(--yellow);
      color: var(--navy);
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 1.05rem;
      padding: 14px 36px;
      border-radius: 8px;
      display: inline-flex;
      align-items: center;
      gap: 8px;
      text-decoration: none;
      transition: all 0.25s ease;
      box-shadow: 0 4px 14px rgba(255, 215, 0, 0.35);
      z-index: 2;
      margin-top: auto;
    }

    .apply-now-card .btn-primary:hover {
      background: var(--yellow-dark);
      transform: translateY(-2px);
      box-shadow: 0 6px 20px rgba(255, 215, 0, 0.45);
    }

    .card-pattern {
      position: absolute;
      bottom: 0;
      left: 0;
      width: 100%;
      height: auto;
      max-height: 90px;
      opacity: 0.08;
      pointer-events: none;
      z-index: 0;
    }

    .form-title {
      font-size: 1.3rem;
      color: var(--navy);
      margin-bottom: 6px;
    }

    .form-sub {
      font-size: 0.87rem;
      color: var(--gray-sub);
      margin-bottom: 28px;
    }

    .form-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px;
    }

    .form-group {
      margin-bottom: 18px;
    }

    .form-group label {
      display: block;
      font-size: 0.82rem;
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 6px;
      letter-spacing: 0.02em;
    }

    .form-group input,
    .form-group select,
    .form-group textarea {
      width: 100%;
      padding: 12px 16px;
      border: 1.5px solid var(--gray-mid);
      border-radius: 7px;
      font-family: "Open Sans", sans-serif;
      font-size: 0.9rem;
      color: var(--gray-text);
      transition: border-color 0.2s;
      outline: none;
    }

    .form-group input:focus,
    .form-group select:focus,
    .form-group textarea:focus {
      border-color: var(--navy);
      box-shadow: 0 0 0 3px rgba(0, 0, 128, 0.08);
    }

    .form-group select {
      appearance: none;
      cursor: pointer;
    }

    .form-submit {
      width: 100%;
      padding: 15px;
      background: var(--navy);
      color: var(--white);
      border: none;
      border-radius: 7px;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 1rem;
      cursor: pointer;
      transition: all 0.25s;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
    }

    .form-submit:hover {
      background: var(--navy-dark);
      transform: translateY(-1px);
    }

    .form-disclaimer {
      font-size: 0.75rem;
      color: var(--gray-sub);
      text-align: center;
      margin-top: 12px;
      line-height: 1.5;
    }

    /* ========== FAQ ========== */
    #faq {
      background: var(--gray-light);
    }

    .faq-layout {
      display: grid;
      grid-template-columns: 1fr 2fr;
      gap: 64px;
      align-items: start;
    }

    .faq-sidebar {
      position: sticky;
      top: 90px;
    }

    .faq-sidebar .section-title {
      font-size: 1.8rem;
    }

    .faq-contact {
      margin-top: 28px;
      background: var(--navy);
      border-radius: 12px;
      padding: 24px 20px;
      text-align: center;
    }

    .faq-contact p {
      font-size: 0.85rem;
      color: rgba(255, 255, 255, 0.7);
      margin-bottom: 14px;
    }

    .faq-list {
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    .faq-item {
      border-bottom: 1px solid var(--gray-mid);
      background: var(--white);
      margin-bottom: 8px;
      border-radius: 10px;
      overflow: hidden;
      border: 1px solid var(--gray-mid);
    }

    .faq-q {
      width: 100%;
      padding: 20px 24px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      background: none;
      border: none;
      cursor: pointer;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 0.95rem;
      color: var(--navy);
      text-align: left;
      transition: background 0.2s;
    }

    .faq-q:hover {
      background: rgba(0, 0, 128, 0.03);
    }

    .faq-icon {
      width: 28px;
      height: 28px;
      border-radius: 50%;
      background: var(--yellow);
      color: var(--navy);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      font-weight: 900;
      flex-shrink: 0;
      transition: transform 0.3s;
    }

    .faq-a {
      max-height: 0;
      overflow: hidden;
      transition:
        max-height 0.35s ease,
        padding 0.3s;
      padding: 0 24px;
    }

    .faq-a-inner {
      padding: 0 0 20px;
      font-size: 0.9rem;
      color: var(--gray-sub);
      line-height: 1.7;
    }

    .faq-item.open .faq-icon {
      transform: rotate(45deg);
    }

    .faq-item.open .faq-a {
      max-height: 300px;
    }

    /* ========== TESTIMONIALS ========== */
    #testimonials {
      background: var(--white);
    }

    .testimonials-header {
      text-align: center;
      margin-bottom: 52px;
    }

    .testimonials-header .section-label {
      display: block;
      text-align: center;
    }

    .testimonials-header .section-title {
      margin: 0 auto 14px;
    }

    .testimonials-header .section-sub {
      margin: 0 auto;
    }

    .testimonials-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      gap: 24px;
    }

    .testimonial-card {
      background: var(--white);
      border-radius: 14px;
      padding: 30px 28px;
      border: 1px solid var(--gray-mid);
      position: relative;
      transition: all 0.3s;
    }

    .testimonial-card:hover {
      box-shadow: 0 12px 36px rgba(0, 0, 128, 0.1);
      transform: translateY(-3px);
    }

    .testimonial-card::before {
      content: '"';
      font-family: Georgia, serif;
      font-size: 4rem;
      color: var(--yellow);
      position: absolute;
      top: 10px;
      left: 22px;
      line-height: 1;
      opacity: 0.5;
    }

    .testimonial-stars {
      display: flex;
      gap: 3px;
      margin-bottom: 16px;
      margin-top: 12px;
      color: var(--yellow);
      font-size: 1rem;
    }

    .testimonial-text {
      font-size: 0.9rem;
      color: var(--gray-sub);
      line-height: 1.7;
      margin-bottom: 20px;
      font-style: italic;
    }

    .testimonial-author {
      display: flex;
      align-items: center;
      gap: 12px;
    }

    .testimonial-avatar {
      width: 42px;
      height: 42px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--navy), var(--navy-light));
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 0.95rem;
      color: var(--yellow);
    }

    .testimonial-name {
      font-weight: 700;
      font-size: 0.9rem;
      color: var(--navy);
    }

    .testimonial-role {
      font-size: 0.78rem;
      color: var(--gray-sub);
    }

    /* ========== FINAL CTA ========== */
    #cta {
      background: linear-gradient(135deg, var(--navy-dark), var(--navy));
      padding: 80px 5%;
      text-align: center;
      position: relative;
      overflow: hidden;
    }

    #cta::before {
      content: "";
      position: absolute;
      top: -80px;
      left: 50%;
      transform: translateX(-50%);
      width: 500px;
      height: 500px;
      background: radial-gradient(circle,
          rgba(255, 215, 0, 0.07) 0%,
          transparent 70%);
      pointer-events: none;
    }

    #cta h2 {
      font-size: clamp(2rem, 4vw, 3rem);
      color: var(--white);
      margin-bottom: 16px;
      position: relative;
      z-index: 1;
    }

    #cta h2 span {
      color: var(--yellow);
    }

    #cta p {
      font-size: 1.05rem;
      color: rgba(255, 255, 255, 0.75);
      max-width: 500px;
      margin: 0 auto 36px;
      line-height: 1.6;
      position: relative;
      z-index: 1;
    }

    #cta .hero-buttons {
      justify-content: center;
      position: relative;
      z-index: 1;
    }

    /* ========== FOOTER ========== */
    footer {
      background: #000055;
      color: rgba(255, 255, 255, 0.65);
      padding: 48px 5% 24px;
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 2fr 1fr 1fr 1fr;
      gap: 40px;
      margin-bottom: 40px;
    }

    .footer-logo {
      font-family: "Montserrat", sans-serif;
      font-weight: 900;
      font-size: 1.3rem;
      color: var(--white);
      margin-bottom: 12px;
    }

    .footer-logo span {
      color: var(--yellow);
    }

    .footer-col h4 {
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 0.82rem;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--yellow);
      margin-bottom: 16px;
    }

    .footer-col ul {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 10px;
    }

    .footer-col ul li a {
      color: rgba(255, 255, 255, 0.6);
      text-decoration: none;
      font-size: 0.87rem;
      transition: color 0.2s;
    }

    .footer-col ul li a:hover {
      color: var(--white);
    }

    .footer-bottom {
      border-top: 1px solid rgba(255, 255, 255, 0.1);
      padding-top: 24px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      font-size: 0.78rem;
      flex-wrap: wrap;
      gap: 12px;
    }

    /* ========== MOBILE STICKY CTA ========== */
    .mobile-sticky {
      display: none;
      position: fixed;
      bottom: 0;
      left: 0;
      right: 0;
      z-index: 999;
      background: var(--white);
      border-top: 1px solid var(--gray-mid);
      padding: 12px 16px;
      box-shadow: 0 -4px 20px rgba(0, 0, 128, 0.12);
      gap: 10px;
    }

    .mobile-sticky .btn-primary,
    .mobile-sticky .btn-call-sm {
      flex: 1;
      padding: 13px 10px;
      font-size: 0.85rem;
      justify-content: center;
      border-radius: 6px;
    }

    .mobile-sticky .btn-call-sm {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 6px;
      background: var(--navy);
      color: var(--white);
      font-family: "Montserrat", sans-serif;
      font-weight: 700;
      font-size: 0.85rem;
      text-decoration: none;
      border-radius: 6px;
      transition: background 0.2s;
    }

    /* ========== FORM SUCCESS ========== */
    .form-success {
      display: none;
      text-align: center;
      padding: 40px 20px;
    }

    .form-success .success-icon {
      width: 64px;
      height: 64px;
      background: #e8f5e9;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.8rem;
      margin: 0 auto 20px;
    }

    .form-success h3 {
      color: var(--navy);
      font-size: 1.3rem;
      margin-bottom: 10px;
    }

    .form-success p {
      color: var(--gray-sub);
      font-size: 0.9rem;
      line-height: 1.6;
    }

    /* ========== MOBILE NAV MENU ========== */
    .mobile-menu {
      display: none;
      position: fixed;
      top: 68px;
      left: 0;
      right: 0;
      background: var(--navy-dark);
      z-index: 999;
      padding: 20px 5% 24px;
      flex-direction: column;
      gap: 4px;
      box-shadow: 0 8px 24px rgba(0, 0, 0, 0.3);
      transform: translateY(-20px);
      opacity: 0;
      transition: all 0.3s;
      pointer-events: none;
    }

    .mobile-menu.open {
      visibility: visible;
      transform: translateY(0);
      opacity: 1;
      pointer-events: all;
    }

    .mobile-menu a {
      color: rgba(255, 255, 255, 0.88);
      text-decoration: none;
      padding: 12px 16px;
      font-weight: 600;
      font-size: 0.95rem;
      border-radius: 6px;
      transition: background 0.2s;
      display: block;
    }

    .mobile-menu a:hover {
      background: rgba(255, 255, 255, 0.08);
      color: var(--yellow);
    }

    /* ========== RESPONSIVE ========== */
    @media (max-width: 900px) {

      .steps-layout,
      .program-grid,
      .about-grid,
      .apply-layout,
      .faq-layout {
        grid-template-columns: 1fr;
      }

      .faq-sidebar {
        position: static;
      }

      .apply-info {
        position: static;
      }

      .program-highlight {
        position: static;
      }

      .steps-visual {
        display: none;
      }

      .locations-grid {
        grid-template-columns: 1fr;
      }

      .footer-grid {
        grid-template-columns: 1fr 1fr;
      }

      .stats-bar {
        grid-template-columns: 1fr 1fr;
      }

      .nav-links {
        display: none;
      }

      .nav-toggle {
        display: flex;
      }

      .mobile-menu {
        display: flex;
        visibility: hidden;
      }

      .mobile-sticky {
        display: flex;
      }

      body {
        padding-bottom: 70px;
      }

      .form-row {
        grid-template-columns: 1fr;
      }

      .apply-now-card-wrapper {
        flex-direction: column;
        align-items: center;
        gap: 24px;
        width: 100%;
      }

      .apply-now-card {
        width: 100%;
        max-width: 480px;
      }
    }

    @media (max-width: 520px) {
      .footer-grid {
        grid-template-columns: 1fr;
      }

      .about-stats {
        grid-template-columns: 1fr 1fr;
      }

      .hero-buttons {
        flex-direction: column;
      }

      .hero-buttons a,
      .hero-buttons button {
        width: 100%;
        justify-content: center;
      }

      .stats-bar {
        grid-template-columns: 1fr 1fr;
      }
    }